Monthly Archives: February 2011

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Episode 32 – Have Your Cake and Eat it Too!

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The entire Rates in Motion team wishes Mike a happy birthday yesterday and hopes you had a great Oscars Weekend! In Mike's very own "Oscars After Party" episode, he answers the question everyone's been asking the big ...

Episode 31 – Yield Spread Premium Mystery Solved

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TGIF everyone! It's Game Day on the Rates in Motion show and Mike shares the insider truth about Yield Spread Premiums (aka YSP or SRP). Use this insider information to get the best rate and have your lender help you ...

Episode 30 – FHA 203(k) Rehab Mortgage

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With 30% of homeowners upside down in their mortgage, it's a crazy real estate industry right now. Mike talks about the FHA 203k rehab loan program from HUD, and explains why this might just be the key to taking advan...

Episode 29 – Is Your Lender Clueless?

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Today Mike responds to a message from one loan officer offended by Mike's daily updates. What do you think? Here's more... {"video":"http://www.youtube.com/embed/ymI5BIWQNJU?rel=0","width":"600","height":"450"} (Watch...

Episode 28 – The Borrower Strikes Back!

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In an ironic turn of events, one Philadelphia borrower successfully filed foreclosure on the local Wells Fargo office, and Mike talks to Kathy about the need for Pre-Approval prior to home shopping if she wants to wor...

Episode 27 – Time to Move On

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It's President's Day and Mike does his patriotic duty by giving the advice to move on when a lender is ripping you off or charging too much. Here's more... {"video":"http://www.youtube.com/embed/aqa5qzyu1oU?rel=0","wi...

Episode 26 – How Much is My Lender Making?

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It's Game Day on the Rates in Motion Show, with Mike answering the question: "How much is your lender making off your loan?" He also talks about today's rates and Rod Stewart's new home. {"video":"http://www.youtube.c...

Episode 25 – What Do Lenders Look For?

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It's Mortgage Season! Spring is in the air, rates are down, and Mike discusses what four main things lenders look at when underwriting a loan. {"video":"http://www.youtube.com/embed/3H_iCXc8r2U?rel=0","width":"600","h...

Episode 24 – No News is Bad News

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In addition to sharing his market based mortgage rates (with no lender fees), today Mike also discusses how no news is not good news in the mortgage world and how inflation drives rates up. {"video":"http://www.youtub...

Episode 23 – “To Escrow or Not to Escrow”, that is the Question

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Today Mike talks rates, home builders, and if it's a good idea to escrow or not. {"video":"http://www.youtube.com/embed/0s-wphZGevE?rel=0","width":"600","height":"450"} (Watch it on your mobile phone or email reader h...

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