Monthly Archives: July 2012

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Ask About Lender Credits

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Share Today's Video! Today's question is: Mike, I have been shopping lenders and only some lenders are willing to give me a lender credit at closing, and some lenders act like they don't even know what I am talking...

Mortgage Lenders Are Not Equals

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Share Today's Video! Today's topic is overlays. Yes, those stupid investor overlays that can take your potential mortgage transaction approved to this denied. Check it out in today's video: When you are going t...

What Is Not Acceptable As Down Payment Gifts

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Share Today's Video! Let’s talk down payments again today. Specifically, getting a gift towards the purchase of your next house. Did you know there are only a few legal ways to gift a down-payment? Check it out in ...

Ill Communication When Shopping Mortgage Lenders

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Share Today's Video! Today’s topic is communication. This is for all of you rate surfers out there surfing the web and looking for the best deal. That should be all of you out there, right? Check it out in today's...

Take A Step Back From Your Mortgage

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Share Today's Video! Today, Ed Conarchy is on the show with simple advice for those of you looking for your first or third mortgage. Check it out in today's video: If you would like to contact Ed, check out EdC...

Rates Went Down But You Are Already Locked

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Share Today's Video! So you shopped around and found a lender that has the best possible deal based on your specific loan scenario and you were finally able to lock in. Whew! Your are all set right? Check it out ...

How The Economy Affects Rates

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Share Today's Video! Rates are flat today. Today's rates with no lender fees are 3.375% APR on a 30 year, 2.75% APR on a 15 year and 2.75% APR on a 10 year. (click here for details) Today I want to touch on some re...

How Fast Is Your Loan Officer?

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Share Today's Video! Rates are flat today. Today's rates with no lender fees are 3.5% APR on a 30 year, 2.875% APR on a 15 year and 2.75% APR on a 10 year. (click here for details) Delays: who needs them and who wa...

Happy Fourth of July

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In case you weren't able to catch the fireworks tonight, here is a small clip showcasing what we saw. Enjoy! Happy Independence Day, everyone!

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