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Rates are flat today. Today’s rates with no lender fees are 4.0% APR on a 30 year, 3.250% APR on a 15 year and 3.0% APR on a 10 year. (click here for details)


OK – So today is a reminder on how your lender calculates overages on your loan scenario and how those overages affect your loan transaction.

Check it out in today’s video:


The market has been very volatile lately, and it is important to know how that affects you. Check it out.

So take that information into consideration as you look at locking your loan or negotiating your closing costs. The volatility in the market doesn’t always mean a better or worse rate. It can simply mean an adjustment in your lender credits.

If you thought this was good information or worth discussing, help me bring transparency to mortgage lending by sharing today’s episode on Facebook or Twitter.

Let’s change the way people shop for a mortgageā€¦forever!

– Mike

PS. To ask a question, get advice, or find out if you’re getting the best deal possible on your loan, just post a comment below. Daily comparison rates, calculators, and other cool features are available in the free Rates in Motion LoanApp by going to your smart phone and clicking on this link, activation code is 9203780002

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