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Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year. (click here for details)

Everyone needs a little help now and then. Mike Cox explains the pitfalls of being a cosigner and how to prevent someone else from ruining YOUR credit!

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. See you tomorrow!

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Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year. (click here for details)

Let's face it, most of us simply don't qualify for a traditional mortgage. Mike Cox sets up three out of the box scenarios that are more common than you might think.

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Now just because lender A will not approve your loan because your DTI is over 45% doesn’t mean lender B doesn’t have an option that goes to 50% or no investor overlays. So I put together a list of possible scenarios that one lender would reject and another would approve with no issue. The perfect lender for you could be right around the corner. Don't give up! Keep shopping lenders.

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. See you tomorrow!

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Today's rates with no lender fees are 3.250% APR on a 30 year, 3.250% APR on a 20 year and 2.75% APR on a 15 year.(click here for details)

Do you have 20% to put down on a home? If you're like many of us...you don't. In today's episode, I'll share the four best options for mortgages allowing less than 20% down.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great day! See you tomorrow!!!

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Today's rates with no lender fees are 3.250% APR on a 30 year, 3.250% APR on a 20 year and 2.500% APR on a 15 year.(click here for details)

These 5 things can improve your chances of getting a home mortgage if you're self-employed. What are they? Check out today's episode.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great weekend! See you Monday!!!

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Today's rates with no lender fees are 3.250% APR on a 30 year, 3.125% APR on a 20 year and 2.500% APR on a 15 year.(click here for details)

I keep hearing about investor overlays. What the heck are they? What are my options?

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great day! See you tomorrow!!!

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Today's rates with no lender fees are 3.250% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year.(click here for details)

The Fed seeks to spend $40 billion a month to buy mortgage bonds without an end date set. So how does this affect you? In two very simple ways.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great day! See you tomorrow!!!

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Today's rates with no lender fees are 3.250% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year.(click here for details)

Check out today's episode. The answer just might surprise you!

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great day! See you tomorrow!!!

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Today's rates with no lender fees are 3.250% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year.(click here for details)

The answer depends on two things: you and the market. After watching today's episode, you will be able to decide based on your loan scenario.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great day! See you tomorrow!!!

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Today's rates with no lender fees are 3.125% APR on a 30 year, 3.125% APR on a 20 year and 2.500% APR on a 15 year.(click here for details)

The presidential debates are underway and if you're anything like me, November can't come soon enough! But when it comes to home mortgage rates, I want you to know everything that's going on in Washington.

Check it out in today's video:

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great weekend! See you Monday!!!

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Today's rates with no lender fees are 3.125% APR on a 30 year, 3.125% APR on a 20 year and 2.500% APR on a 15 year.(click here for details)

Recent FHA guidelines have loosened to help those without two consecutive pay stubs be able to qualify for a mortgage. In today's topic I will share the guidelines you need to qualify.

Check it out in today's video:

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great day! See you tomorrow!!!

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Today's rates with no lender fees are 3.125% APR on a 30 year, 3.125% APR on a 20 year and 2.500% APR on a 15 year.(click here for details)

In today's episode: DTI 101, we answer the common questions associated with debt to income ratios and share with you how to calculate your DTI.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great day! See you tomorrow!!!

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Today's rates with no lender fees are 3.125% APR on a 30 year, 3.125% APR on a 20 year and 2.500% APR on a 15 year.(click here for details)

Why is my loan payoff more than the mortgage balance shown on my last payment? How does this affect my refinance at closing?

Check it out in today's video:

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great day! See you tomorrow!!!

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Today's rates with no lender fees are 3.250% APR on a 30 year, 3.125% APR on a 20 year and 2.625% APR on a 15 year.(click here for details)

With rates being at all time lows – AGAIN – some of you want to know if it makes sense to refinance AGAIN. Today I'm sharing a few tips to help you answer the "Should I refinance again?" question.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great day! See you tomorrow!!!

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Today's rates with no lender fees are 3.250% APR on a 30 year, 3.125% APR on a 20 year and 2.625% APR on a 15 year.(click here for details)

You should never expect anything but the best from your lender. Here are 5 things you should never be afraid to ask before locking your next rate.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great Friday! See you Monday!!!

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Today's rates with no lender fees are 3.250% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year.(click here for details)

Not getting the loan love you deserve? These six reasons are why your lender is giving you the cold shoulder or raising your rate.

Check it out in today's video:

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great Tuesday! See you tomorrow!!!

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Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.750% APR on a 15 year.(click here for details)

Is this fair? Is my lender telling me the truth? Mike Cox explains the mathematics of how your appraisal can directly affect your LTV.

Check it out in today's video:

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great Monday! See you tomorrow!!!

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Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.750% APR on a 15 year.(click here for details)

A home warranty is always a great option to consider when buying a home. Like anything else, you should read the fine print. In today's episode see what is and is not typically covered and what you should ask the realtor and seller BEFORE you sign.

Check it out in today's video:

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great Friday! See you Monday!!!

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Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year. (click here for details)

Paying down your debt before getting a loan is a good thing, right? Get the straight answer from Mike Cox in this express episode.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great Thursday! See you tomorrow!!!

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Today's rates with no lender fees are 3.250% APR on a 30 year, 3.250% APR on a 20 year and 2.750% APR on a 15 year. (click here for details)

The FHA loan proves it worth again and again. Especially when you decide to SELL your home. Mike Cox shares four good reasons to buy with an FHA loan and one GREAT reason!

Check it out in today's video:

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great day! See you tomorrow!!!

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Today's rates with no lender fees are 3.375% APR on a 30 year, 3.375% APR on a 20 year and 2.750% APR on a 15 year. (click here for details)

Rates always fall during an election cycle, right? So with the presidential election nearing closer, is NOW the best time to lock in my rate? Mike Cox shares some hard statistics that might surprise you!

Check it out in today's video:

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great Tuesday! See you tomorrow!!!