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Today's rates with no lender fees are 3.625% APR on a 30 year, 3.500% APR on a 20 year and 2.875% APR on a 15 year. (click here for details)

Have you ever been asked to cosign for a loan?

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Everyone needs a little help now and then. Mike Cox explains the pitfalls of being a cosigner and how to prevent someone else from ruining YOUR credit!

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending….One video at a time. Have a great weekend! See you tomorrow!

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Today's rates with no lender fees are 3.625% APR on a 30 year, 3.375% APR on a 20 year and 2.875% APR on a 15 year. (click here for details)

There are obvious benefits to home ownership. Today, Mike Cox looks closely at how a Rent To Own option might be the best of both worlds financially.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending….One video at a time. See you tomorrow!

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Today's rates with no lender fees are 3.625% APR on a 30 year, 3.500% APR on a 20 year and 2.875% APR on a 15 year. (click here for details)

Mike Cox shares his solid advice and some straight talk when it comes to short sales and buying a new home.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. See you tomorrow!

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Today's rates with no lender fees are 3.500% APR on a 30 year, 3.375% APR on a 20 year and 2.875% APR on a 15 year. (click here for details)

Watch today’s video to find out my great tips on how to help make sure you are not the one holding up your transaction!

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Did you know the best possible deal is usually associated with a short lock time? This is challenging, but if do everything you are asked to complete the transaction, you can not be charged and extension fee. Your lender will be the one footing the bill.

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. See you tomorrow!

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Today's rates with no lender fees are 3.500% APR on a 30 year, 3.375% APR on a 20 year and 2.750% APR on a 15 year. (click here for details)

Paying your mortgage off early is a good thing, right? Not so fast! Mike Cox offers four things to consider BEFORE paying your loan off early.

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Today, Mike answers the very popular question "Should I make extra payments on my mortgage to pay it off sooner?" He shares some situations where you would definitely NOT make additional principal reduction payments. Great mortgage AND financial planning advice! Watch the video for all of the tips!

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…One video at a time. See you tomorrow!

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Today's rates with no lender fees are 3.500% APR on a 30 year, 3.375% APR on a 20 year and 2.750% APR on a 15 year. (click here for details)

Going to Open Houses this weekend? Be the perfect candidate above everyone else.

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Well its Friday! That means if you are in the market to buy a new home you will hopefully be doing some weekend house hunting! Today's tips are how to be the perfect weekend home shopper. 1. Make sure you have a detailed pre-approval in hand. 2. Document any repairs needed. 3. If you are already working with a realtor, make sure you let the other realtor know who your agent's name. 4. Take your time. Buying a house is a big deal.

If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending….One video at a time. Have a great weekend! See you Monday!

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Rates are down today. Today's rates with no lender fees are 3.500% APR on a 30 year, 3.375% APR on a 20 year and 2.875% APR on a 15 year. (click here for details)

Watch today's video to see how you might be able to bring LESS money to your closing

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Mike answers the question today: "Who pays for what in your purchase transaction?” You or the seller? You should already know what you need for a downpayment…but what about other costs? You could take the total amount of your closing costs and simply write it INTO the offer to purchase for the seller to pay them. If the seller agrees, this reduces your money to bring it at closing. Always nice. Sellers usually would rather pay for closing costs than reduce the purchase price. Good thing to remember, during negotiations. Watch the video for more tips!

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Rates are down today. Today's rates with no lender fees are 3.500% APR on a 30 year, 3.375% APR on a 20 year and 2.750% APR on a 15 year. (click here for details)

Mike Cox investigates five common myths for the mortgage environment. See if your mortgage myth gets busted!

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Rates are down today. Today's rates with no lender fees are 3.125% APR on a 30 year, 3.125% APR on a 20 year and 2.625% APR on a 15 year. (click here for details)

In this "Best Of" episode, Mike Cox looks at some of the benefits of online lenders, plus how you can eliminate some of the common pitfalls of ANY mortgage lender.

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That's my mortgage shopping tip for the day. Make sure you get every dollar in the form of a lender credit that you deserve.

If you thought this was good information or worth discussing, help me bring transparency to mortgage lending by sharing today's episode on Facebook or Twitter.

Let's change the way people shop for a mortgage…forever!

- Mike

PS. To ask a question, get advice, or find out if you're getting the best deal possible on your loan, go to the GET HELP section next to this video.

Well,its Friday today and today's tip is about weekend mortgage shopping. Here are a few quick weekend tips to save money. 1. Shopping lenders on the weekend is actually a big advantage for you. Find out why. 2. Not EVERY lender can lock your loan on the weekend. Watch the video to learn more. So enjoy shopping lenders this weekend. If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending….One video at a time. Have a great weekend! See you Monday!

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Rates are flat today. Today's rates with no lender fees are 3.625% APR on a 30 year, 2.875% APR on a 15 year and 2.750% APR on a 10 year. (click here for details)

So I don't know about you, but I'm always looking for ways to save money.

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Rates are down today. Today's rates with no lender fees are 3.375% APR on a 30 year, 2.75% APR on a 15 year and 2.75% APR on a 10 year. (click here for details)

Today I want to talk about the big difference in pricing between the standard 30 year fixed conventional mortgage and the 30 year Fixed FHA mortgage.

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Rates are down today. Today's rates with no lender fees are 3.375% APR on a 30 year, 2.75% APR on a 15 year and 2.75% APR on a 10 year. (click here for details)

Well, if you are a regular viewer of my show you already know how important it is to making sure your lender is crediting all overages associated with your loan to reduce your closing costs.

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Rates are flat today. Today's rates with no lender fees are 3.5% APR on a 30 year, 2.875% APR on a 15 year and 2.75% APR on a 10 year. (click here for details)

Well, in your venture to get the best possible deal you should be looking at lock times. The time the loan is locked can have a big difference in your pricing. So let's talk about a few items that could potentially hold up your mortgage transaction and require a longer lock time.

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Rates are up today. Today's rates with no lender fees are 3.5% APR on a 30 year, 2.875% APR on a 15 year and 2.75% APR on a 10 year. (click here for details)

Let's talk a little bit about what type of income is NOT acceptable to use in your mortgage transaction.

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Rates are flat today. Today's rates with no lender fees are 3.375% APR on a 30 year, 2.75% APR on a 15 year and 2.75% APR on a 10 year. (click here for details)

So lets talk about that pre-approval letter you have. So you have that piece of paper that says your ready to go buy a new home. But is it a piece of paper or a pre approval?

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Rates are flat today. Today's rates with no lender fees are 3.375% APR on a 30 year, 2.75% APR on a 15 year and 2.75% APR on a 10 year. (click here for details)

So the question of the day is – is it a good time to buy a home? Honestly, no it's not. It is an amazing time to buy a home.

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Rates are flat today. Today's rates with no lender fees are 3.375% APR on a 30 year, 2.75% APR on a 15 year and 2.75% APR on a 10 year. (click here for details)

Today's topic is – The problem loan. I'm sure you are aware by now that even the cleanest loan out there can have its issues going through underwriting. But there are situations where it's pretty easy to identify the fact a specific loan scenario will require extra work and a lot of extra documentation.

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Rates are flat today. Today's rates with no lender fees are 3.375% APR on a 30 year, 2.75% APR on a 15 year and 2.75% APR on a 10 year. (click here for details)

So you want the best possible deal on your mortgage, right? But you don't want multiple lenders to pull your credit because you think it's going to drop your credit score.

Check it out in today's video: