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Today’s rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year. (click here for details)

Let’s face it, most of us simply don’t qualify for a traditional mortgage. Mike Cox sets up three out of the box scenarios that are more common than you might think.
Check it out in today’s video:

Now just because lender A will not approve your loan because your DTI is over 45% doesn’t mean lender B doesn’t have an option that goes to 50% or no investor overlays. So I put together a list of possible scenarios that one lender would reject and another would approve with no issue. The perfect lender for you could be right around the corner. Don’t give up! Keep shopping lenders.
If you have any questions go to the “Get Help” section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. See you tomorrow!

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