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Lowered FHA and Conforming Mortgage Limits Will Hurt Housing Markets

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Rates are up today. ADP reported that private jobs created in September were double what was expected. Stocks and bonds are up in response. Today's rates with no lender fees are 4.0% on a 30 year fixed, 3.375% on a 15...

I’ve Got Great Credit, What Do You Mean My DTI Is Too High?

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Share Today's Video! Today's rates with no lender fees are 3.125% APR on a 30 year, 3.125% APR on a 20 year and 2.500% APR on a 15 year.(click here for details) In today's episode: DTI 101, we answer the common ques...

Mortgage 101: 4 Types of Mortgage Programs & Their Payments

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Rates are flat today.   Initial jobless claims were higher than expected, driving stocks down.   Bonds are mostly flat.   Today's comparison mortgage rates with no lender fees are 4.25% on a 30 year, 3.375% on a 15 ye...

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Bankrate

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About Mike

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Every day I spend a couple hours creating videos that will help mortgage borrowers or real estate agents navigate the world of mortgage. Here's why I'm doing it: My goal is to bring transparency to mortgage lending...

Your Out Of The Box Mortgage

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Share Today's Video! Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year. (click here for details) Let's face it, most of us simply don't qualify for a ...

Have you ever been asked to cosign for a loan?

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Share Today's Video! Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year. (click here for details) Everyone needs a little help now and then. Mike Cox e...

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Episode 25 – What Do Lenders Look For?

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It's Mortgage Season! Spring is in the air, rates are down, and Mike discusses what four main things lenders look at when underwriting a loan. (Watch it on your mobile phone or email reader here) To ask a question,...

Not Lending Tree (Episode 57)

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Do you think Rates in Motion is like the Lending Tree website? If so, you're in for a surprise. Today Mike answers one Realtor who thought it was the same concept. He also talks about what happens when a potential bo...

How to Lower Your Payment Without Refinancing (Episode 89)

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When life gives you lemons, make lemonade! Did you get denied for a refinance after paying for an appraisal? Did you pay less for your home than what the tax assessment is? Do you just want to lower your monthl...

1 Reason Why You Need a Home Inspection

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Rates are flat today. Today's comparison rates with no lender fees are 4.625% on a 30 year, 3.75 % on a 15 year and 3.125% on a 5/1 ARM. (click here for details). It's a great thing when buyers find a home and make...

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What is the Hold Up with Harp 2.0?

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Share Today's Video! Rates are flat today. Today's rates with no lender fees are 4.0% APR on a 30 year, 3.125% APR on a 15 year and 3.0% APR on a 10 year. (click here for details) So once in awhile I like to answer a...

Have you ever been asked to cosign for a loan?

2.25K Views0 Comments

Share Today's Video! Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year. (click here for details) Everyone needs a little help now and then. Mike Cox e...