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Lowered FHA and Conforming Mortgage Limits Will Hurt Housing Markets

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Rates are up today. ADP reported that private jobs created in September were double what was expected. Stocks and bonds are up in response. Today's rates with no lender fees are 4.0% on a 30 year fixed, 3.375% on a 15...

I’ve Got Great Credit, What Do You Mean My DTI Is Too High?

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Share Today's Video! Today's rates with no lender fees are 3.125% APR on a 30 year, 3.125% APR on a 20 year and 2.500% APR on a 15 year.(click here for details) In today's episode: DTI 101, we answer the common ques...

Mortgage 101: 4 Types of Mortgage Programs & Their Payments

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Rates are flat today.   Initial jobless claims were higher than expected, driving stocks down.   Bonds are mostly flat.   Today's comparison mortgage rates with no lender fees are 4.25% on a 30 year, 3.375% on a 15 ye...

HTML Daily Blog Email

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Bankrate

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About Mike

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Every day I spend a couple hours creating videos that will help mortgage borrowers or real estate agents navigate the world of mortgage. Here's why I'm doing it: My goal is to bring transparency to mortgage lending...

Your Out Of The Box Mortgage

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Share Today's Video! Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year. (click here for details) Let's face it, most of us simply don't qualify for a ...

Have you ever been asked to cosign for a loan?

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Share Today's Video! Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year. (click here for details) Everyone needs a little help now and then. Mike Cox e...

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Treat Your Lender Like Your Diary

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Share Today's Video! Today's rates with no lender fees are 3.500% APR on a 30 year, 3.375% APR on a 20 year and 2.750% APR on a 15 year. (click here for details) Like any good diary, Mike Cox explains the benefits o...

Episode 31 – Yield Spread Premium Mystery Solved

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TGIF everyone! It's Game Day on the Rates in Motion show and Mike shares the insider truth about Yield Spread Premiums (aka YSP or SRP). Use this insider information to get the best rate and have your lender help you ...

Changing Jobs? Wait! (Episode 63)

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Mike reminds you that if you're looking to buy a home or change mortgages, don't change jobs! Inside today's episode you'll find: Top 9 home repairs after winter What to avoid if you're thinking of switching job...

Memorial Day Tribute (Episode 95)

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Happy Friday! We're heading into the Memorial Day weekend and not only is this the unofficial start of summer, but it's also a great opportunity to remember those who have died serving their country. Their sacrifice i...

Most Commented

What is the Hold Up with Harp 2.0?

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Share Today's Video! Rates are flat today. Today's rates with no lender fees are 4.0% APR on a 30 year, 3.125% APR on a 15 year and 3.0% APR on a 10 year. (click here for details) So once in awhile I like to answer a...

Have you ever been asked to cosign for a loan?

2.25K Views0 Comments

Share Today's Video! Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.625% APR on a 15 year. (click here for details) Everyone needs a little help now and then. Mike Cox e...