Monthly Archives: April 2011

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“No Payment” Mortgage Option (Episode 60)

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What's better than a low payment? No payment! A new company will pay your mortgage for you if you let them use your house as a billboard! It might be a good idea with the new loan officer compensation regulations ...

Changing Jobs? Wait! (Episode 63)

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Mike reminds you that if you're looking to buy a home or change mortgages, don't change jobs! Inside today's episode you'll find: Top 9 home repairs after winter What to avoid if you're thinking of switching job...

Cheaper to Buy a Home, not Rent (Episode 61)

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The US Government is close to shutting down, mortgage bonds are lower, and USDA, VA, and FHA loans may be affected. However, there is good news. Apartment vacancy rates are dropping and in many places around the US,...

Do I Need PMI? (Episode 69)

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I'm on the road again, this time shooting from my hotel room. Some of my friends jokingly call me the "Godfather of Rates", so we had a little fun in this episode answering a question about Private Mortgage Insurance...

FHA Changes Ahead! (Episode 58)

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After April 18th, FHA guidelines are changing and your mortgage insurance will be more expensive for FHA loans. Today's episode also features: - Taxes on your iPhone? - US debt weighing in on mortgage bonds - Cong...

Home Purchase Appraisal Problems (Episode 68)

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Sometimes appraisals go the wrong way. That's usually bad news if you're all ready to move in. Today I talk about why an appraisal can be an issue and ways to fix the situation if an appraisal comes in too low when t...

I Would Like Someone to Stump Me! (Episode 73)

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I hope everyone is having a great time and learning a lot over at Agent Reboot today!  Thanks for the massive amount of questions yesterday.  You guys have supplied me with some awesome discussion topics for future vi...

Is it Really Hard to Get a Mortgage? (Episode 70)

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Special thanks today to Michael D. Harris Jr., who is the editor of The Lime Magazine and president of Ardynn Media Group.  Rates in Motion now has its very own tab on his online magazine! We're looking forward to fi...

No April Fool’s Joke (Episode 56)

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It might seem like an April Fool's Day joke, but a federal judge ordered a temporary delay of the big changes that were set to begin today. It does affect rates. Also, Mike talks a bit today about rate locks and how ...

Not Lending Tree (Episode 57)

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Do you think Rates in Motion is like the Lending Tree website? If so, you're in for a surprise. Today Mike answers one Realtor who thought it was the same concept. He also talks about what happens when a potential bo...

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