Monthly Archives: April 2011

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The Dark Side of Referrals (Episode 65)

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Mortgage rates are down today! Today I wanted to share my experiences at a meeting of home buyers. The look on their faces was priceless! I also cover: Why referrals aren't always good for you The difference lo...

Sellers Can Pay Your Closing Costs (Episode 75)

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No royal wedding fever here today... It's casual Friday and I want to talk about something that's more important to all of us. Money. I've been getting a bunch of questions about who pays for what expenses during a ...

Do I Need PMI? (Episode 69)

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I'm on the road again, this time shooting from my hotel room. Some of my friends jokingly call me the "Godfather of Rates", so we had a little fun in this episode answering a question about Private Mortgage Insurance...

“No Payment” Mortgage Option (Episode 60)

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What's better than a low payment? No payment! A new company will pay your mortgage for you if you let them use your house as a billboard! It might be a good idea with the new loan officer compensation regulations ...

Up Front with Occupancy (Episode 67)

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Deadlines, deadlines, deadlines! Don't forget the deadline for income taxes and that FHA mortgage insurance premium increases kick in.  To help make up for the pain, we're launching the free Rates in Motion LoanApp g...

Changing Jobs? Wait! (Episode 63)

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Mike reminds you that if you're looking to buy a home or change mortgages, don't change jobs! Inside today's episode you'll find: Top 9 home repairs after winter What to avoid if you're thinking of switching job...

Is it Really Hard to Get a Mortgage? (Episode 70)

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Special thanks today to Michael D. Harris Jr., who is the editor of The Lime Magazine and president of Ardynn Media Group.  Rates in Motion now has its very own tab on his online magazine! We're looking forward to fi...

No April Fool’s Joke (Episode 56)

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It might seem like an April Fool's Day joke, but a federal judge ordered a temporary delay of the big changes that were set to begin today. It does affect rates. Also, Mike talks a bit today about rate locks and how ...

Top 3 Things You Should Tell Your Loan Officer (Episode 72)

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This is the best Rates in Motion episode ever! Hey, I know that mortgages are boring and confusing, so today I offer some advice on what you need to tell your loan officer when shopping for a mortgage.  I hope it hel...

Will We Ever See 100% Mortgage Financing Again? (Episode 74)

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Will you ever again get 100% financing when buying a house? Is it still possible to someday have a 0% down payment? Are the days of the 80/20 mortgage long gone? Today I pull out the crystal ball and predict the futu...

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