Monthly Archives: April 2011

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On the Road Again! (Episode 64)

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Mike is on the road again! This time he's heading to a first time homebuyer group hosted by a local Realtor. There will be loan officers there, so this should be fun! Here's Mike's update from the road: (Watch it...

One Magic Question to Ask Every Loan Officer (Episode 71)

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Today I talk about the one question you should ask every loan officer when you're shopping for a mortgage lender. Also, a large group of real estate agents will be meeting in Minneapolis on Wednesday to "Reboot".  Lo...

Sellers Can Pay Your Closing Costs (Episode 75)

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No royal wedding fever here today... It's casual Friday and I want to talk about something that's more important to all of us. Money. I've been getting a bunch of questions about who pays for what expenses during a ...

The Dark Side of Referrals (Episode 65)

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Mortgage rates are down today! Today I wanted to share my experiences at a meeting of home buyers. The look on their faces was priceless! I also cover: Why referrals aren't always good for you The difference lo...

The Thing about Homeowners Insurance (Episode 62)

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Mike was nearly hit with a tornado yesterday! Today he shares his experience driving to the studio today and talks about homeowner's insurance. Inside today's episode you'll see: Inflation fears affecting mortgag...

Top 3 Things You Should Tell Your Loan Officer (Episode 72)

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This is the best Rates in Motion episode ever! Hey, I know that mortgages are boring and confusing, so today I offer some advice on what you need to tell your loan officer when shopping for a mortgage.  I hope it hel...

Top 5 Things that Can Kill Your Mortgage Application (Episode 66)

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Here’s my top five things that will kill your mortgage application or give you one BIG mortgage headache! Opening new credit or using up your current credit. Missing payments. Making large deposits without a pa...

Up Front with Occupancy (Episode 67)

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Deadlines, deadlines, deadlines! Don't forget the deadline for income taxes and that FHA mortgage insurance premium increases kick in.  To help make up for the pain, we're launching the free Rates in Motion LoanApp g...

When are Mortgage Rates Going Up? (Episode 59)

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In answer to Kevin Hill's question, Mike gets out his crystal ball to help answer the question: When will rates actually go up as predicted? Today Mike discusses: - A major CNNmoney.com article - How Japan affected m...

Will We Ever See 100% Mortgage Financing Again? (Episode 74)

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Will you ever again get 100% financing when buying a house? Is it still possible to someday have a 0% down payment? Are the days of the 80/20 mortgage long gone? Today I pull out the crystal ball and predict the futu...

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