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Rates are down today. Today’s rates with no lender fees are 3.500% APR on a 30 year, 3.375% APR on a 20 year and 2.875% APR on a 15 year. (click here for details)

Watch today’s video to see how you might be able to bring LESS money to your closing
Check it out in today’s video:

Mike answers the question today: “Who pays for what in your purchase transaction?” You or the seller? You should already know what you need for a downpayment…but what about other costs? You could take the total amount of your closing costs and simply write it INTO the offer to purchase for the seller to pay them. If the seller agrees, this reduces your money to bring it at closing. Always nice. Sellers usually would rather pay for closing costs than reduce the purchase price. Good thing to remember, during negotiations. Watch the video for more tips!

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